Self-employed use a bank statement loan to buy, refinance or take cash out of your property using only your bank statements for income.
About Bank Statement Loans
Use personal or business bank statements to acquire, refinance or take ash out of real estate. See how much you qualify for.
We’re here to make this loan process easier, with tools and knowledge that will help guide you along the way, starting with our Bank Statement Loan Qualifier.
How Can I Use Bank Statements for a Real Estate Loan?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
- Loans to $3.5 Million
- Primary residence, second home and investment properties
- 30 Year Fixed Rates
- No Ratio loans available
- 1st and 2nd mortgages
- Cash Out an existing property
- Uber drivers and other gig economy workers welcome
Free Bank Statement Loan Pre-Qualification